Business Owners Policy

A package policy for small business owners

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Liability and property protection

General Liability

Business owners insurance, also known as BOP insurance, is a policy that combines both property and liability coverage into one package. It’s popular among a variety of small and medium-sized businesses such as restaurants, wholesalers, retail stores and contractors.

A business owners policy has two primary coverages

Liability:

The liability coverages available on a BOP are the same as those on a general liability policy. This includes protection against liabilities like customer injury and property damage, advertising injury, and product related claims.

Property:

Provides coverage for commercial buildings and the movable property owned by and used for the business - referred to as business personal property. It can also pay for other things like debris removal, loss of income and pollution cleanup as part of a covered loss.

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Mon-Fri

8AM - 6PM MST

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Liberty Mutual Group® Agent

659 4th Avenue, Longmont, CO 80501
121 S Tejon St, Suite 201, Colorado Springs, CO 80903