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Liability and property protection
A policy that combines liability and property coverage is known as business owners insurance, or BOP insurance. It is popular among a wide range of small and medium-sized businesses, including restaurants, wholesalers, retail stores, and contractors.
A business owners policy has two primary coverages
A BOP offers the same liability protections as a general liability policy does. This includes defense against claims relating to product liability, advertising injury, and customer injury and property damage.
Covers commercial buildings as well as movable property owned by and used by the business (referred to as business personal property). As part of a covered loss, it may also pay for debris removal, lost income, and pollution cleanup.
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